Pros
- Many different types of insurance policies are available so there are ample options to bundle coverage and earn discounts
- SmartMiles option bases premiums on how much someone drives, so those who don’t use their vehicles often can get more affordable coverage
- Nationwide earned top marks on J.D. Powers shopper satisfaction survey
Cons
- Some reviewers indicated Nationwide was more expensive than competitor policies
- No rideshare insurance available
Geico
The national average premium for all drivers with Geico comes in at $1,758, compared to $2,646 for all insurers, making it one of the most economical insurance providers.Pros
- Many different types of insurance policies are available so there are ample options to bundle coverage and earn discounts
- SmartMiles option bases premiums on how much someone drives, so those who don’t use their vehicles often can get more affordable coverage
- Nationwide earned top marks on J.D. Powers shopper satisfaction survey
Cons
- Some reviewers indicated Nationwide was more expensive than competitor policies
- No rideshare insurance available
Geico
The national average premium for all drivers with Geico comes in at $1,758, compared to $2,646 for all insurers, making it one of the most economical insurance providers.Pros
- AARP members can save substantially on premiums
- Disappearing deductible means drivers won’t have to worry as much about large out-of-pocket costs if something goes wrong after several years of safe driving
- Top-notch customer service, recognized by J.D. Power & Associates as number one in shopper satisfaction
Cons
No insurance options are available for ridesharersPros
- Nationwide coverage
- Affordable premiums
- High customer satisfaction
- Efficient claims handling process
- Great online application and account management experience
Cons
- Limited insurance coverage beyond auto insurance
- Fewer local agents than competitors
Stand-Out Coverage Options
- Mechanical Breakdown Insurance, which provides coverage for repairs and is available for new or leased vehicles that are less than 15 months old and have less than 15,000 miles
- Auto Repair Xpress® program can get motorists back on the road faster after an accident as they’ll get priority repairs and streamlined claims processing
- Rideshare insurance is available
The Hartford
Due to Hartford’s partnership with AARP, members who are 50 and older can receive the highest premium savings. Drivers 55 and older may be eligible for monthly premiums as low as $63, which is significantly less than the national average for the age group.
AARP membership is required to get the best price
Limited ability to save by bundling policies since it offers few other types of insurance besides business, home, and auto insurance